How Credit Coach Works
A 4-step Credit + Funding Preparation process designed to move you from where you are to where you want to be.
Sign Up & Pull Your Report
Create your account and securely connect to retrieve your credit report. We use encrypted connections to protect your data throughout the process.
- Quick, secure sign-up process
- We retrieve your report from all three major bureaus
- Soft pull does not affect your credit score
- Your information is encrypted and protected
Get Your Credit & Funding Analysis
We analyze every line of your credit report against real lender criteria — identifying negative items, inaccuracies, and the specific factors that affect your approval readiness.
- Line-by-line analysis of your full report
- Identifies potentially inaccurate or unverifiable items
- Evaluates your profile against lender approval criteria
- Highlights credit-building and positioning opportunities
Follow Your Personalized Plan
Receive a step-by-step action plan covering cleanup (dispute preparation), credit building, and lender-focused positioning — all tailored to your specific credit profile and funding goals.
- Dispute letters prepared and mailed on your behalf
- Credit-building strategy for stronger profile development
- Lender positioning recommendations based on real criteria
- Priority ranking of actions for maximum impact
Move Toward Approval
As your profile improves, we help you identify the right credit and funding opportunities for your situation — so you apply with confidence, not guesswork.
- Track your progress through your personal dashboard
- Monitor dispute responses and profile changes
- Funding readiness assessment as your profile strengthens
- Ongoing support and follow-up rounds as needed
Your Starting Point Doesn't Matter. Your Next Move Does.
Start your Credit + Funding Preparation plan and take the first step toward approval readiness.
Results vary. No guarantee of deletion, score improvement, or funding approval.